There are two things to know.  The first is that I sell insurance.  The second is that people tell me things.  They open up as if I’m their psychiatrist.  I haven’t figured out why; maybe no one listens to them at home.  Perhaps they sense I have a caring personality.  Whatever the reason, they admit their sins and shortcomings.  They’re in confessional.  They tell me: Yes, I smoke, and I tried to quit with that new medication they have, but it didn’t work; it just made me a wreck.  I …